I offer a variety of Medicare options, including Medicare Advantage (Part C), Medicare Supplement (Medigap), and Prescription Drug Plans (Part D). My goal is to help you compare your choices and find a plan that fits your healthcare needs and budget.
The Annual Enrollment Period (AEP) runs from October 15 through December 7 each year. During this time, you can review or change your plan. You may also qualify for a Special Enrollment Period (SEP) if you’ve had certain life events, such as moving or losing other coverage.
Medicare Advantage (Part C) combines hospital, medical, and often drug coverage into one plan offered by private insurers. Medicare Supplement (Medigap) works with Original Medicare to cover out-of-pocket costs like deductibles and coinsurance. Each option has different benefits and costs, and I can help you determine which fits best.
You can schedule a no-cost consultation online, by phone, or through my contact form. During our meeting, we’ll review your current coverage, explore your options, and ensure you’re maximizing your Medicare benefits.
Final Expense insurance is designed to help your loved ones cover funeral costs, medical bills, or other end-of-life expenses. Policies are typically affordable and may not require a medical exam.
I offer Term, Whole Life, and Final Expense options. Each serves different goals — from protecting income and family needs to ensuring funds are available for final arrangements.
The right amount depends on your personal situation — including debt, family needs, and future expenses. I’ll help you calculate an amount that provides peace of mind without overspending.
These plans pay a cash benefit directly to you if you experience a covered condition or injury. You can use the money for any need — from medical bills to travel or everyday living expenses.
Most supplemental plans are affordable and can be customized to fit your budget. Because they pay cash directly to you, they can help protect your finances when unexpected events occur.
Yes. Supplemental policies are designed to work alongside your existing health coverage. They help fill financial gaps by covering costs your main insurance may not pay — such as deductibles, copays, or household bills during recovery.
